Oh my gosh, I think I’ve found a good one! There are a lot of clunkers out there in the investment world. T. Rowe Price was such a step up over American Century, Price funds actually made money! Then I wanted a brokerage account to trade ETFs and stocks and came across Vanguard. Vanguard has a lot of things going for it. Fidelity has the edge in a couple of areas. They don’t have the high minimum purchases with Certificates of Deposit and Corporate Bonds. [With interest rates rising, 20 year corporate Bbb bonds are paying 7.58%!] Fidelity lets you buy them at their face value of $1,000 each. You can only do that sometimes at Vanguard.

The other winning deal maker with Fidelity is the $4.95 per trade. Not as an introductory offer, but their regular price. AND! If that wasn’t enough, they have a group of zero expense ratio mutual funds! I know where I’m moving my money the first of the year! Its a no-brainer.